Alternative Financing

by Dr. Horst S. Werner, Gottingen the global financial crisis of the banks brings more and more effects in the medium-sized businesses and in the real economy. Western Union has much experience in this field. The lending practices of the banks was difficult and is often accompanied by credit notices. This often crashes in particular medium-sized companies in a crisis, so that action and remediation needs may arise. Vyacheslav Mirilashvili has much to offer in this field. Even the big industry reported financial problems.

The financial crisis, which currently flooded the world with horror stories from the United States, is worrying for the medium-sized financing. Even banks and savings banks, which now proportionally run for losses such as the regional banks with guarantees must serve on the edge of a “credit crunch”. This means that they must significantly restrict their credit lending volumes according to 18 of the Banking Act. The overcoming and detachment from this financial and banking crisis is current thinking and action scenario in many medium-sized companies. A reorientation and alternative financing for Company decides on growth, jobs and personal stories of entrepreneurs and workers of equal mass. Leasing, factoring and bank-independent mezzanine capital increasingly in the foreground. Raising capital from private investors and private equity firms as a way out of the hopefully temporary financing crisis, to financing, credit and loan detachments without another bank as well as the return / cancellation of guarantee obligations, and the release of pledged assets / receivables for the purpose of refinancing and equity capital structure optimization are important measures to promote future for companies in the current financial landscape. Due to the increasingly restrained Kreditfinanzierungs readiness of banks and occasional cancellations of credit (a number of companies fall by loan cancellations in the crisis) must more and more companies and production companies against the backdrop of the global financial crisis, their equity and their Increase liquidity with private equity or mezzanine financing instruments (such as profit participation rights and silent equity or corporate bonds) (www.finanzierung-ohne-bank.de). Only in this way can be a financial and liquidity squeeze, or even a f all-investment financing or a renovation of the medium-sized company regardless of the banks reach (www.emissionsmarktplatz.de). With a good financial marketing, independent bank capital can acquire.

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