Archive for May, 2018

DVAG

DVAG: for the whole family with the proper financial planning for families special requirements apply protection experience of the Deutsche Vermogensberatung (DVAG) in financial planning. Because several relatives financially, including above all the children, so the Deutsche Vermogensberatung meets accident or death of a parent. Insurance prevent that these are loaded in strokes of fate by their parents. The Deutsche Vermogensberatung (DVAG), who nationwide over five million customers around the topic of asset plan, secure and more supervised, therefore recommends that you upgrade yourself and the family well for the future. From the many discussions with customers, the financial advisers of the DVAG know: often parents nurture their offspring with cots and outlet protection, but neglect the financial protection. Of course, parents have often different to do to update as insurance. The Deutsche Vermogensberatung advises but yet to do so, taking the time for this important issue.” A good family financial planning ensures the future of children, so the DVAG? For example, provides disability insurance for that loss of income is compensated. In the event that one of the parents dies, risk life insurance guarantees financial experience the DVAG.

It guarantees including the supply of the child. Because the required amounts are significant for example, full-day care of infants costs around 1,000 euros a month, calculated the Deutsche Vermogensberatung. Parents are liable for their children that also applies to accidents and damage, which unintentionally brought the child, as the Deutsche Vermogensberatung (DVAG) pointed out. So that this does not lead to financial disadvantages, parents should complete a liability insurance for their offspring, advises the DVAG. In addition to gross negligence it is advisable, insure also the damage to leave by inept offense “, so younger children were created, so the experience of the DVAG. In their comprehensive consulting the Deutsche Vermogensberatung also points out the allowance at the Riestern: parents who complete a Riester contract, receive a bonus every year. Many however do not know that they must apply for this extra missed revenue, “the DVAG experts explain.

For every child who was born after 2008, 300 for older children 185 euros by the State annually, the Deutsche Vermogensberatung informed their customers. About Deutsche Vermogensberatung AG (DVAG): With its 37,000 investment advisers, the Deutsche Vermogensberatung serves over 5 million customers around the topics of finance and insurance. The financial distribution founded 1975 by Prof. Dr. Reinfried Pohl scored revenues in the fiscal year 2008 amounting to about 1.2 billion euros and a net profit of around 150 million euros.

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Latin American Countries

If we look at the evolution of the exchange rate in Latin American countries, we find that from September 2008 in all cases, they have suffered a depreciation with respect to the U.S., although in some countries currency, such depreciation has been very pronounced. Such is the case of Mexico, Brazil and Colombia. In the case of Mexico, the dollar went from quote to $10,28 at the beginning of September to $15.09 towards the end of February 2009. In Brazil the dollar went from quote to 1,632 reais to 2,313 reais, while in Colombia, the exchange rate went from $1.934,24 to 2.544,53 in the same period. Weakening observed in exchange rates has not been useful to generate an improvement in economies via the external sector and to make matters worse implies an inflation risk for the transfer of the weakening of the local currency towards domestic prices. In addition, reinforces the disincentive to foreign capital and can deepen the output of them from the countries of the region, further weakening exchange rates. What should Latin American Central bankers before the inefficiency observed in their monetary policies and higher risks of instability that they generate do? The inefficiency observed recently in monetary policy makes necessary the existence of a rethinking of the actions of monetary policy which are carrying out. Probably the continuity of cuts in the interest rate of reference of the countries of the region is not the solution to prevent the ongoing slowdown in growth.

Perhaps more suitable for central bankers to work in other types of mechanisms that facilitate the generation of credit economies to shore up this way to a domestic demand that appears weakened. Is there risk of inflationary burst in the economies of the region exchange rate weakening product? The weakness of the global economy and the economies of the region, makes it unlikely that there is a strong effect transfer towards the exchange rate weakening domestic prices. However, excessively weak exchange rates imply a higher level of inflation in the future (especially as far as the global economy begins to recover), which will force central banks to a monetary policy more strict. Although the inflation risk exists in the medium term, in the short term, some economies could face the risk of deflation. In recent months, are It has recorded monthly deflation in the economies of Chile, Brazil and Peru. In Mexico, since the Ministry of economy is expected the economy to fall into deflation. Then the deflationary risk of short term makes it convenient to continue with cuts in the benchmark interest rate? Not necessarily. The problem happens by weakening both external demand as internal to the economies of the region.

Monetary policy has not been effective in recovering any of them. Therefore, there is no security that further cuts in benchmark interest rates to avoid the risk of deflation. The Latin American Central bankers again entering a complex scenario in which their policy actions do not achieve the desired impact and threaten to produce undesirable effects. Is it a deep rethinking at the same time?

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Win Cartridges

The novelty: He now also has a photo black cartridge of the successor of IP 3500 in a natural new look costs about 80 euro (RRP price: 89 euros). Novelty: He now also has a photo black cartridge (CLI-521 bk) and missed a closed paper cartridge by Canon. The print speed is specified by the manufacturer with 26/12ppm. The expression of an A4 was measured with photos about 200 seconds. The print quality is excellent! The separate cartridge Chambers have the advantage, especially to be able to replace the cartridge, which is indeed empty (in contrast to the combined colour cartridges).

The ink cartridges for the Canon PIXMA IP3600 is there at unbeatable prices for toner dumping: for example the replicas of G & G of 3.99, if you would like to buy a set of 10 (so each two pieces per color). There is the premium replica cartridges of toner dumping as set of 5 for 24.95 (depending on a cartridge per color). This can be especially recommended for printing photos. The more expensive big brother Canon IP 4600 scores with its faster print speed and the additional functions of CD printing and the possibility of duplex printing (print on both sides of the sheet). Driver for Windows: Win 2000, Vista (32-bit), XP (32-bit) warranty: 12 months Anja Damaris Schmidt

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