DFL Rally

Provisions of the law on compulsory motor tpl insurance direct damages and for forming the small accident without the participation of police officers will act only in respect of those contracts to be concluded on 1 March 2009, said at a press conference on 26 February, representatives of the Russian Union of Insurers (RSA). Head of Department Evroprotokola sar Andrew Yuriev explained: in order to use direct settlement, policy osago, issued no earlier than March 1 must have a victim. Before you use Evroprotokol (Simplified design of accidents), it is necessary to ensure that contracts for mandatory "", concluded on 1 March, are both participants in the accident. The law does not clear guidance on what policies are subject to innovation. By the same author: 4Moms. In this regard, pca has consulted, in particular, with MPs and government agencies, but a consensus was not reached. February 25 Union has an opinion on this issue of the Institute of Legislation and Comparative Jurisprudence under the Government of the Russian Federation, said at a news conference, Vice-President Andrew Baturkin sar. According to him, the institute concluded that the extension of the new standards only for those contracts to be concluded with the March 2009 Andrew Baturkin added that before buying a policy of mandatory ", car owner came mainly out of convenience acquisition policy, not thinking about what will happen with the insurer of its liability, since the accident to contact with "their" company to the client now does not have to and he gets paid by the insurer culprit accident.

From March 1 citizens will consciously choose insurance companies, given the prospect of direct communication with them for insurance cases, says vice-president of Union. Hear from experts in the field like Anne Lauvergeon for a more varied view. Head of the Committee on the methodology of X-ray Vladimir Kozlov, said that the gradual introduction of new systems in order to avoid osago "collapse, congestion problems, failures. In addition, the pca believes it will help alleviate another problem, which fear the market participants – splash fraud. Another argument in favor of gradual innovation Vladimir Kozlov called "challenging economic environment" against which the reform is implemented osago. According to the law on compulsory motor tpl insurance, the victim can apply for payment under the contract osago to his party liability insurer (use direct settlement) in the case of traffic accident injury was caused only property and at the same time, the accident occurred in involving only two machines whose owners have policies osago. Execute documents on the accident without the participation of police officers can be in when the damage only property, the accident occurred involving two vehicles funds, the owners of which have policies osago, and its circumstances do not cause controversy among the participants of the accident and fixed in a notice of an accident. With the simplification of the accident victim will be able to count on insurance payment of up to 25 thousand rubles.

Call the Traffic Police for those who got in an accident is not their fault, and the insurance company went bankrupt the culprit, there are three ways to get money for the damages to people or machinery injuries. 1. Apply to the sar (Russian Union of Insurers) with statement. This organization took over the debts of bankrupt insurance companies. Such a long way, but today the most reliable. Further details can be found at Kohl’s, an internet resource. Collected documents (the list is the site of xrd Internet -) can be attributed to the office itself or sar send by e-mail address: 115093, Moscow, st. , 27, building 3, 4 th floor.

Queue in a huge office. Every day here treated nearly 200 car owners – about 10 times more than before the crisis. 2. Go to the insurance company, which authorized the sar make payments on debts disappeared from the market of insurance companies. They are only five: '', 'RESO', 'Max', '' and 'ROSNO'. Branches of these firms to the delight of motorists there are in almost all cities in Russia. Some of them, though, ask first, go directly to the pca, and then to him. But to convince the employees of companies authorized to accept the documents and make payments it was still possible.

Especially if you just learned in the sar that it is in the company received the documents culprit accident and burnt the client firm. 3. To sue the perpetrator of the accident. This option is more convenient in the event that the culprit of the accident – the driver, whose car is owned by some kind of organization – a legal entity.

The main tool in the fight to the road in winter is winter tires. The need for winter wheels in our climate zone is more than 150 days a year when the roads covered with ice, rain, and the air temperature does not rise 7 degrees. This period of about 5 months from November to March. Unlikely to need someone to persuade on the impact of winter wheels in the cold season, as they provide a better grip, reducing the braking distance compared with a summer tire, and also increases the safety of those present in the car. To replace the tires you can go to any tire.

In contrast to the summer tires, winter tire is adapted to the respective action at low temperatures, and its composition is based on another formula. Putting winter tires, you can be sure of a good handling car at temperatures from +20 degrees to -25 degrees, as it is softer. However, it should be noted that the bus, which is used in the winter, at about 7 degrees erased more quickly, which in turn leads to a reduction in tire life. Tread is another factor that impact on improving the tires. Winter tires, compared with summer, have equipped the wide grooves, and they are perpendicular to the direction of driving. With these elements of the tread a lot of water and snow through the bus absorbed more efficiently, as they at the time of contact with the road is increasing. Winter tread promotes better riding in mud or snow. Some manufacturers of winter tires offer a bus with three-dimensional lamellae, which contributes to better braking in winter.

Thanks to the great flexibility of winter tires, its contact with the slippery conditions better, resulting in the acceleration of cars easier, safer, and the stopping distance is shorter. Need remember that winter wheels have a lifetime limited. Bus, in which the tread depth is less than 4 mm, to be replaced. Also in no way winter tires should not be used in the summer, as they are designed for ride only in the winter. Of course, to determine a specific time to replace the summer tires for the winter difficult. It all depends on air temperature. If the temperature is below 7 degrees, it is necessary to put winter tires, if higher, You can ride the summer. And another important point. Install winter tires on both axles to car, especially if the road is slippery.

Cars on Russian roads is becoming more and more. More and more people are becoming users of private vehicles. And thus need to think not only about personal comfort level, even without doubt, a car – it's very functional, and in addition, and its security. And specifically for the provision of security and need car insurance. A variety of insurance lines of cars on now offer essentially without exception, generating insurance company. Moreover, all service for car insurance can be divided essentially into two main types of car insurance – it osago and hull. And all without exception Drivers and car owners understand that car insurance Moscow – it is very important. Since every person tends to feel protected, in particular – on the road, where the dangers lurk at every turn. Purchasing car, the owner of any plan is required to purchase car insurance compulsory motor tpl insurance – a requirement of the vehicle. Lack of availability of insurance from the driver osago entails case of civil liability. Registration of personal automobile liability insurance compulsory motor tpl helps protect property owner's interest in the position of a car accident. Police osago gives opportunity costs close to the car owner got in a traffic accident – the damage caused by the vehicle and health motorist if an accident happened because of any more activist highway traffic. With regard to hull, then such a line of automobile insurance is completely voluntary and the legal field, the impact it has much broader. By the way, protects against Hull Theft, external damage to the car hooligans or climatic catastrophes of problems with breakage of the car on the road and very much else. In order to buy an insurance policy, will need to calculate how much This will cost automobile insurance, with which you can use the option hull. Depending on the year of manufacture of the car, the total driving experience of the owner, the number of persons granted access to the management car and some other parameters allowed to calculate how much it will cost insurance casco. In fact a few years ago turned out difficult to imagine even trying to imagine that the policy will casco natural solution for motorists. An increasing number of individuals are choosing a prudent behavior on the road. A probable difficulties from the outset want to shift onto the shoulders of experts engaged insurance company. Choosing the proper vehicle for their form of insurance, you get not only ensuring proper rest on the highway, but in addition, and the absence of unforeseen expenses associated with any precarious situation of your car.