Archive for June, 2014

Civil Code

In order to secure the transfer of the documentary funds of one person to another, that is when the money given in debt, the easiest way to fix it – making receipts. Often our clients law firm raises the question of whether it is possible signature notarized? Notary may assure the loan agreement, as it is as stated by the Civil Code. In order to conclude notary loan agreement, the consent of the spouses of the parties, specify the essential terms of the contract (the loan amount, repayment period, penalties for non-payment of debt). Conclude / sign a receipt must be necessary, as in the case of dispute or conflict, the parties will be a document confirming the agreement of the parties and the terms of this agreement. And when a party who considers that his rights have been violated (usually do not give money when the time comes to return them), go to court.

what if the chances of a positive outcome receipts court decision increases to 90%. Jurisprudence of our company, we often find receipts that are left by negligence, error or 'faith in the word', so in the future make it very difficult to obtain a receipt for money back or lead to a situation that the court can not confirm the transfer of money borrowed. Several practical advice for drafting and signing a receipt. 1. Write the entire text of receipts by hand. Each party receipts (who takes the money, and who give money to) write his own text receipts. .

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Planning Your own Home

The dream is not turned into a nightmare, it is essential to plan this step carefully. Many people dream of owning their own House. However the dream not turned into a nightmare, it is essential to plan this step carefully. Typically a high financial burden associated with the acquisition or the construction of the home, which must be taken in the form of interest and instalments over many years. From this point of view, it seems self-evident that all revenues and expenditures carefully and must be scrutinized. The revenue to be expected are a most important aspect of this.

Often turns to the great salary increase or the promising new job with fantastic earning potential as yet not so gigantic. Who can convince himself of wrong numbers and calculated with higher revenues offset quickly. On the Internet there are various free gross net calculator, with whose help you can quickly calculate what by the gross actually left remains. Various factors are decisive in determining the net remuneration. A genuine gross to-net calculator draws different facts to be queried. These include in particular the control class with indication of the children, a possible tax credit, as well as the church membership. “It is important for the tax and social security deduction, whether so-called payment in kind” are agreed.

This includes for example the private use of a company vehicle. Even if at first glance the use has no financial consequences, but a higher tax deduction is created. Whether you have children, even though they have already grown up, whether it is private or legally insured and in what state you live play a role, especially in the social security deductions. All of this information is required to obtain a real calculation of net pay. Only thus can be continue planning for the own House.

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