By dflrally ( September 28, 2017 at 8:26 pm) · Filed under General, news, noticias-actualidad
The measure can encourage the flats for sale foreclosed by banks that provide financing up to 100%. Builders and large real estate believe that the reduction of VAT can animate real estate here year-end. Last Friday, the Council of Ministers agreed to lower from 8 to 4% the VAT levied the purchase of new housing. The measure, which will be extended until the 31st of December, has been well received by the builders and the large estate, not so much by the smaller companies.
The truth is that one of the most benefited by the measure may be the banks. At this time, the purchase of an apartment is hard work. Regardless of the economic difficulties, who decides to buy stumbles with prices that continue to fall (with what become doubts) and a few banks that give few credits and with tougher conditions. This is compounded by the fact that banks and savings banks are already a fundamental actor in the sector, and not only by his power of Finance. The crisis has left thousands of apartments, real estate assets that weighed in the balances, and those who want to RID in her hands. Therefore, at present, banking grants especially mortgages to sell their own homes.
VAT or ITP VAT reductions can then boost the sale of new and embargoed floors that have financial institutions that do offer financing up to 100%. At his side, real estate classic could be as much funded 80% of the price. In addition, banks and will benefit if they have new construction homes in which VAT is serious and not the ITP (tax on patrimonial transmission). The second-hand housing, which represents more than half of sales, if taxed by the ITP tax that has not been touched. In any case, the reduction of VAT from 8 to 4% has been welcomed by the large estate. Already on Friday, the group that brings together the major real estate, the G-14, applauded the measure of the Government because it can help boost a sector very punished by the crisis. It will activate the market also the President of the Association of real estate developers of Madrid (Asprima), Jose Manuel Galindo, it welcomed the measure. In his opinion, although the temporary nature of the measure prevents that it absorbs all the stock market, it will help in shopping and contribute to that prices are still adjusting. However, Galindo added that are necessary more measures, such as the recovery of the deduction for purchase of principal residence, to dispose of all stock and to begin new promotions, which is what creates jobs.
In Catalonia, the builders have applauded the initiative. The President of the Asociacion promoters and constructors of buildings of Barcelona (APCE), Enric Reyna, believes that this initiative will facilitate the departure of part of the housing stock still pending sale. For his part, President of the Guild of builders of works the Barcelona and Comarcas, Nestor Turro, has also valued positively the measure. However, it believes that the reduction of this tax will not be sufficient if only one to revive the sector and that it should be accompanied by other initiatives to boost significantly the construction and the generation of occupation. Source of the news: the reduction of VAT on housing benefit to banks.
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By dflrally ( September 19, 2017 at 12:56 pm) · Filed under General, finance
The essential changes in the “new world of work. As “live” in the Office. New concepts of quality of life for new generations to the business needs. Services and office rent lofts with services 7 x 24; Services 7 x 24. As “live” at or near the office.
New Times, New Work, New Ways of Doing and Living. The workplace has always been in transition. This has always been a reality and the “new times” the changes to be undertaken will be much more processors. Almost nothing is going to be like before the crisis. We are moving towards a model of relationship-employed contractor with no ties. Business will adopt new patterns of employment, flexible models, customized virtual and / or renting offices and equipment for a period of time. The current talent management based primarily on, schedules, physical presence in the workplace, traditional social benefits and large structures of permanent employees will be a thing of the past. The new implement model requires adaptation to new times and professional demands.
The company is in continuous transformation. The current “working” part of a more specific training, are new requirements, more freedom, more flexibility, even giving salary raises in exchange for other benefits and opportunities for teleworking, or convert one of the Lofts (spaces or offices within a industrial area) in an apartment to be closer to work and have more flexibility. Spain five most developed countries in Europe, is the least flexible to take on these changes. Faced with 52% of workers who would be willing to experience these changes in Spain, we spent 70% than it is in the rest of Europe.
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By dflrally ( September 12, 2017 at 12:48 am) · Filed under General, home appliances
Currently, there are plenty of opportunities to choose a heating system. The most modern way can be considered electric convectors. In terms of safety and reliability, electric convector does not know equal. In addition, the coil support excellent microclimate indoors, do not take oxygen, prevents the development of dampness, etc. Convenient Automatic allows most accurate to choose the temperature, that is required. Energy costs are economical and easily controlled. Modern convector can quickly heat up the room, to maintain room temperature at the cottage while you are away on business days.
In homes convenient to use a coil as a supplement to central heating system when the heating season has not started, or when it gets too cold at the usual time of year, or when, suddenly, for an indefinite period fails central heating. Safe even for children – the case is not heated above a temperature of 60 degrees. For the same reasons it is convenient to use electric convectors for kindergartens and nurseries, hospitals and schools. Convector is indispensable for a country house: no need to lay more pipes, heating, you can specify the required temperature – to maintain the house in good condition. Heating of many castles and historic mansions in the Europe, such is precisely Convection heating, since the construction of heating is not only costly, but it can damage the monuments of architecture, but it does not ensure the reliability of heating. Most convectors – mobile and can only be installed in temporary premises – until the heat stalls. And for the hostel – in general a good thing. Convection heating warms only the necessary area and the heating takes place only to the required temperature. Electric convectors are now presented a variety of models. And choose the right one has not only given square meters, but the interior space. Heaters – long-lasting thing, convectors leading manufacturers are expected lifespan – 25 years, so its selection should be treated with care, be it you will be long.
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By dflrally ( September 6, 2017 at 9:41 am) · Filed under General
BSH was founded in 1967 in Germany as a joint business venture between Siemens AG and Robert Bosch Gmbh. Since its inception the company has been dedicated to the manufacture of white goods. The company markets its products under many brands, of which the best known are Bosch and Siemens. The origins of the Spanish subsidiary of BSH back to 1989 when BSH acquired the 50.3 of the consortium of companies and Balay SAFEL. Balay was a manufacturer of home appliances based in Zaragoza and Navarre SAFEL was a publicly held group formed in the 80s from Orbaiceta Group (brand Super Ser). Balay as Orbaiceta Both had been members throughout the 1980s industrial restructuring plan appliance sector in Spain, having been resurfaced with public funds and a tough adjustment plan.As a final step of this conversion was the formation of a holding company that would pool the synergies and entry into that of a prestigious international group to give the company’s future viability. For SAFEL-Balay, along with BSH pushed France’s Thomson SA, taking the cat into the water finally the Germans. Of the brands owned companies absorbed (Balay, Lynx, Super Being, Agni, Cork, Newpol, Crolls), BSH Balay and Lynx retained as trademarks for the Spanish market. In the late 1990s, BSH was made with 100 stake in SAFEL-Hotpoint fully integrated company in its structure and BSH Electrdom sticos Spain. In 1998 BSH acquired another Spanish company producer of appliances: Ufesa, which specialized in the manufacture of small appliances. Ufesa was one of the leading companies in the subsector. For Ufesa, BSH maintained its three plants as independent companies (BSH PAE, SL, BSH Ufesa Industrial, SAand BSH Krainel, SA) Years later, in 2004 announced the closure of BSH PAE, SL (Vitoria) and BSH Ufesa Industrial, SA (Echarri-Aranaz, Navarra), keeping open only Krainel BSH plant, SA (also Vitoria). BSH UFESA has incorporated the brand to its portfolio of products.
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