Credit Cards

1. Pay all the outstanding balance at the end of the month. Cancel your balance in full every month. If you can afford it, cancel its debt of card it month to month. You save important commissions and releases the card for extraordinary expenses that may arise.

2. Pay more than the minimum. If you cannot pay the balance in full, try to pay as possible. Always more than the minimum. Paying the minimum, you will never get to reduce doubt and will incur a few important interests.

3. Pay promptly. Pay on time always benefits. You save significant costs on commissions and above all helps you have a good credit history, and good standing with the Bank. 4. Never skip a payment. It is the worst thing you can do. Never do so, it would undermine him not only by Nightgowns that implement him, but in his crediticos reports. 5. Check your monthly statement of accounts. Make sure that your statement reflects what you bought. If you see something that sounds not familiar to you, call your credit card company immediately. 6. Compare to obtain the best conditions in a card credit. If you are from the people who use the card for as a means of financing, try to get a credit card with a low interest rate. Try to get a no annual fee, or a card with a good program of points (with reimbursement of cash or discounts in stores). 7. Keep a relationship between low income and debts. Make sure only debt that you know may cancel. If your debt level becomes very high, it could affect your credit rating. 8. Do not apply for too many credit cards at a time. Their risk situation appears in the different banking reports, and could induce although that she is going through financial difficulties. Juan Navarro has a website about tips credit cards, where you will find tips and tricks to get the most out of your credit card.

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